Credit Repair

Home Solutions Inc. partners with top credit repair agencies to bring homeowners the highest quality credit repair services. Through Home Solutions Inc., you may be able to enroll in our credit repair program free of charge when you work with us.

Why do I need credit repair?

Having good credit is important especially when you try to get financing for anything whether it be your car, your house, or your medical payment plan. Without good credit, you will often find yourself paying higher than necessary interest rates. Also, the financing terms or credit limit a person with low credit score will get are not nearly as favorable as a person with high credit score will get. Imagine how much money you will save a month if your credit card interest rate is 0% instead of 20%. Yes, some people are paying 20% or more in interest on their credit card debt!

Foreclosure and credit repair

A property problem such as foreclosure can ruin a homeowner's credit for many years. If a homeowner files bankruptcy, that too will ruin his or her credit. At Home Solutions Inc., we work with homeowners that have been affected by their property problems or real estate related problems to help them clean up their credit.

Once enrolled in our program, we will work on your credit report to get as many derogatories removed as possible. Some derogator are easier to remove such as inquiries and new accounts. Others take longer to remove such as foreclosures. However, the good news is, our best credit repair partners have successfully removed foreclosures from most of our credit repair customers.

How credit repair will help homeowners

Credit repair will help homeowners get financing in the future so homeowners can buy new homes and rebuild their lives. Credit repair will also help homeowners get better interest rates and financing terms. Most of the time, after homeowners are done with our credit repair program, they can get much better loans, mortgages, interest rates and financing terms than they ever did before.

How do I enroll in the Free Credit Repair Program?

Home Solutions Inc. offers our free credit repair program for most homeowners we work with who need their credit repaired. For example, if we are working on a short sale for a homeowner, we often add the free credit repair program as part of the package. Our credit repair package is first class and is offered as an added on package to help our homeowners start their lives over. Home Solutions Inc. is not a credit agency and we are not in business for credit repair. We use specialized, world class, credit repair agencies to offer our homeowners a complete real estate help package.

If you are interested in credit repair and you have a property problem, please contact us for a free consultation to determine if Home Solutions Inc. can help you get out of your situation.